Rent To Buy


Are you close to buying a home but aren’t quite ready?  Did you just move to the area and aren’t sure where you want to live? Do you need to rent right now but really want to buy a home in a couple years? Did you relocate from overseas and have no US credit history? Rent with the right to buy may be right for you!

Click Here to register and own your next home!


The program provides responsible households with a clear and transparent path to homeownership through its Lease with a Right to Purchase Program. This program provides five years (three years in Texas) of rent certainty with only a one-year financial commitment on the lease.


The program evaluates household rent-to-income and debt-to-income ratios, rental and housing history, employment history, criminal history, FICO scores, and other elements of an application. These qualification criteria are subject to change and certain restrictions apply:

  • Annual household income of $50,000+
  • Stable employment
  • No recent history of eviction and no pending bankruptcy
  • Pets are welcome … Up to three pets (cats and dogs) with a max weight limit of 180 lbs total. For dogs, you must not have a Doberman, Pitbull, Rottweiler or Mastiff. No other animals such as pigs, horses, chickens, goats etc allowed. Certain pet fees apply.
  • Acceptable criminal history
  • Application fee ($75 total per household)
  • Rent to Buy homes must meet Home Partners of America requirements that include (but not limited to): Single family or fee-simple townhome, located in approved community, list price between $100,000 to $400,000 (in most markets), minimum of two above-grade bedrooms on a lot of two acres or less.


If you want to own a home but cannot currently qualify for a mortgage, or if you would prefer to rent a home now with the goal of purchasing it in the next three (in Texas) to five years, then this program may be for you. The program doesn’t focus exclusively on your credit score. The full credit profile of your entire household is taken into account to review your application.

Click Here to get started purchasing your new home!


As with a standard lease agreement, you are required to sign a lease for a year and make a security deposit. Unlike a standard lease agreement, you will have renewal options providing five years (three years in Texas) of rent certainty and the right to purchase the home at a price established when you enter the Right to Purchase Agreement, in accordance with the terms of the Agreement. You can also select the home that you want to live in from those eligible and available for sale in approved communities – enabling you to live in a neighborhood today where you might not otherwise find a suitable home to rent.


We will guide you in finding the right home in the right community. Once you approve the purchase price in your Right to Purchase Agreement, that is the price at which you may purchase the home during the term of the lease, in accordance with the terms of the Agreement, whether the home is later appraised at a higher or lower value. If you do not purchase the home as provided in the Agreement, the home may be rented or sold to others when your lease ends.


Your initial lease is for one year, so your financial commitment is limited to one year. Your lease is renewable every year for five (three in Texas) one‐year periods, and you have the right to notify if you don’t want to renew the lease. Your full security deposit will be returned as provided in the lease if you decide to leave the home at the end of a lease period and have been in full compliance with the lease.


Your Right to Purchase Agreement gives you the right to purchase the home you selected at a predetermined price for every year of your lease, as long as you have been in compliance with the lease, Agreement, and other documents. You are under no obligation to buy the home.

Don’t Delay – Click HERE and Register today!